When was L'Observatoire du Crédit et de l'Endettement founded?

L'Observatoire du Crédit et de l'Endettement was founded on 31 Mar 1994, making it 32 years old.

Is L'Observatoire du Crédit et de l'Endettement still active?

Yes, L'Observatoire du Crédit et de l'Endettement is currently active.

What does L'Observatoire du Crédit et de l'Endettement do?

L'Observatoire du Crédit et de l'Endettement's registered main activity is Associations for adults.

Where is L'Observatoire du Crédit et de l'Endettement registered?

L'Observatoire du Crédit et de l'Endettement's registered address is Place du Perron 38, 6030 Charleroi, Belgium.

How many employees does L'Observatoire du Crédit et de l'Endettement have?

Based on its most recently filed annual accounts (fiscal year ending 31 Dec 2025), L'Observatoire du Crédit et de l'Endettement reported 9.3 full-time equivalent employees.

Did L'Observatoire du Crédit et de l'Endettement make a profit or a loss?

L'Observatoire du Crédit et de l'Endettement's most recently filed annual accounts (fiscal year ending 31 Dec 2025) reported a profit of €38,479.

When did L'Observatoire du Crédit et de l'Endettement last file annual accounts?

L'Observatoire du Crédit et de l'Endettement's most recently filed annual accounts cover the fiscal year ending 31 Dec 2025.

Is L'Observatoire du Crédit et de l'Endettement B Corp certified?

We have no B Corp certification on file for L'Observatoire du Crédit et de l'Endettement.

Does L'Observatoire du Crédit et de l'Endettement hold Fairtrade certification?

No, L'Observatoire du Crédit et de l'Endettement does not currently hold Fairtrade certification.

L'Observatoire du Crédit et de l'Endettement

BE 0452.320.403

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VZW/ASBL

Status

Active

Founded

31 Mar 1994

Size

Micro · 9.3 FTE

Age

32 yrs

Main activity

Associations for adults

Website

observatoire-credit.be

Activities

1 activity

Associations for adults

Financials

Profit / Loss2025

€38.5K-36.8%

Equity2025

€568K+5.9%

Cash2025

€329K-34.4%

2025	2024	2023	2022
€38,479-36.8%	€60,841+51.8%	€40,092-40%	€66,872
€568,330+5.9%	€536,518+17.7%	€455,676+9.7%	€415,584
€149,272+57.3%	€94,896-23.4%	€123,823-20.4%	€155,541
€328,797-34.4%	€501,198+42.4%	€352,031+42.4%	€247,290
9.3+36.8%	6.8-21.8%	8.7+8.7%	8

Frequently asked questions

01What is L'Observatoire du Crédit et de l'Endettement's official registered name?

L'Observatoire du Crédit et de l'Endettement.

02What is L'Observatoire du Crédit et de l'Endettement's enterprise number (VAT number)?

BE 0452.320.403.

03What is L'Observatoire du Crédit et de l'Endettement's legal form?

Vereniging zonder winstoogmerk (VZW) / Association sans but lucratif (ASBL).

Sources

KBO — Kruispuntbank van Ondernemingen

NBB — Nationale Bank van België

Links

Belgian National Gazette — Publications

Check withholding obligation

Central Register of Director Disqualifications

	2025	2024	2023	2022
Income statement
	€778,920+18.9%	€655,053-11.1%	€736,500+8.7%	€677,594
	€703,562+18.2%	€595,417-13.4%	€687,435+11.2%	€618,156
	—	€20,001	—	—
	€37,390-37.9%	€60,230+47%	€40,965-39.5%	€67,662
	€48,343	—	—	€77,093
	€38,479-36.8%	€60,841+51.8%	€40,092-40%	€66,872
	—	€3,440-36.6%	€5,422-50%	€10,836
Profitability
	6.8%-40.3%	11.3%+28.9%	8.8%-45.3%	16.1%
	5.0%-46%	9.2%+39.9%	6.6%-41.7%	11.3%
Solvency
	€771,107+17.2%	€657,904+8.5%	€606,584+2.8%	€590,108
	€13,334-33.3%	€20,001	—	—
	€2230%	€2230%	€2230%	€223
	€568,330+5.9%	€536,518+17.7%	€455,676+9.7%	€415,584
	73.7%-9.6%	81.5%+8.6%	75.1%+6.7%	70.4%
	€149,272+57.3%	€94,896-23.4%	€123,823-20.4%	€155,541
	0.26+48.5%	0.18-34.9%	0.27-27.4%	0.37
Liquidity
	€328,797-34.4%	€501,198+42.4%	€352,031+42.4%	€247,290
	€5,188-73.2%	€19,337+25.7%	€15,386+65.4%	€9,300
	€25,463+112.3%	€11,994-37%	€19,037-27.5%	€26,263
	€121,536+35.1%	€89,950-27.4%	€123,823-20.4%	€155,541
	2.87+99.7%	1.44-30%	2.05-6.7%	2.20
	€608,278+12.1%	€542,784+12.5%	€482,537+11.1%	€434,344
Profit appropriation
	€240,000+33.3%	€180,000+15%	€156,510+23.7%	€126,510
	€314,996-6.4%	€336,518+12.5%	€299,166+3.5%	€289,074