Is ALTERFIN still active?

Yes, ALTERFIN is currently active.

Where is ALTERFIN registered?

ALTERFIN's registered address is Rue de la Charité 18-26, 1210 Saint-Josse-ten-Noode, Belgium.

How many employees does ALTERFIN have?

Based on its most recently filed annual accounts (fiscal year ending 31 Dec 2025), ALTERFIN reported 18.6 full-time equivalent employees.

What is ALTERFIN's annual turnover?

ALTERFIN's most recently filed annual turnover (fiscal year ending 31 Dec 2025) was €1,129,379.

Did ALTERFIN make a profit or a loss?

ALTERFIN's most recently filed annual accounts (fiscal year ending 31 Dec 2025) reported a profit of €733,222.

When did ALTERFIN last file annual accounts?

ALTERFIN's most recently filed annual accounts cover the fiscal year ending 31 Dec 2025.

Is ALTERFIN B Corp certified?

Yes, ALTERFIN is B Corp certified. It has held the certification since 13 Mar 2018. B Lab's most recent assessment (2024) gave it an overall score of 116.3.

Does ALTERFIN hold Fairtrade certification?

No, ALTERFIN does not currently hold Fairtrade certification.

ALTERFIN

Q: When was ALTERFIN founded?

ALTERFIN was founded on 16 Nov 1994, making it 31 years old.

Q: What does ALTERFIN do?

ALTERFIN's registered main activities are Other financial service activities n.e.c., Activities of holding companies, Financial leasing, Tax declarations for individuals and businesses, and Deposit and guarantee.

BE 0453.804.602

Copied!

CV/SC

Status

Active

Founded

16 Nov 1994

Size

Small · 18.6 FTE

Age

31 yrs

Main activity

Other financial service activities n.e.c.

Website

alterfin.be

About

Alterfin is a cooperative, founded in 1994, that raises capital in Belgium and invests it in developing countries through the financing of microfinance institutions and smallholder producer organizations in sustainable agriculture. Today more than 6,000 co-op members have invested their money in Alterfin. Together they support more than 3.7 million vulnerable families in Africa, Asia and Latin-America.

Certifications & highlights

1 certification

B Corp Certified

Certified since 13 Mar 2018

Activities

5 activities

Other financial service activities n.e.c.Activities of holding companiesFinancial leasingTax declarations for individuals and businessesDeposit and guarantee

Financials

Turnover2025

€1.1M+4.7%

Profit / Loss2025

€733K-12.6%

Equity2025

€72.4M-1.5%

2025	2024	2023	2022
€1,129,379+4.7%	€1,079,194+22.4%	€881,555+18.3%	€745,201
€733,222-12.6%	€839,033+0.8%	€832,245-26.1%	€1,126,607
€72,409,048-1.5%	€73,486,746+0.6%	€73,073,120+0.9%	€72,459,507
€91,873,759-3.4%	€95,094,603+2.8%	€92,477,117+17.3%	€78,855,782
€1,251,187>1000%	€86,474-96.4%	€2,391,799-32.7%	€3,554,056
18.6+2.2%	18.2-4.2%	19+6.1%	17.9
€60,719+2.4%	€59,296+27.8%	€46,398+11.4%	€41,631

Frequently asked questions

01What is ALTERFIN's official registered name?

ALTERFIN.

02What is ALTERFIN's enterprise number (VAT number)?

BE 0453.804.602.

03What is ALTERFIN's legal form?

Coöperatieve vennootschap (CV) / Société coopérative (SC).

04When was ALTERFIN founded?

Sources

KBO — Kruispuntbank van Ondernemingen

NBB — Nationale Bank van België

B Corp — B Lab certification

Links

Belgian National Gazette — Publications

Check withholding obligation

Central Register of Director Disqualifications

Financial statements

	2025	2024	2023	2022
Income statement
	€1,129,379+4.7%	€1,079,194+22.4%	€881,555+18.3%	€745,201
	18.6+2.2%	18.2-4.2%	19+6.1%	17.9
	€60,719+2.4%	€59,296+27.8%	€46,398+11.4%	€41,631
	-€429,733-27%	-€338,316+20.7%	-€426,449+44.6%	-€770,094
	€1,969,316+8.6%	€1,812,813+0.1%	€1,810,992+12.8%	€1,604,874
	€26,000+791.3%	€2,917-76.9%	€12,606+605.7%	€1,786
	-€4,263,660-11.2%	-€3,835,402-32.9%	-€2,885,219+30.1%	-€4,129,331
	-€4,163,858-47.4%	-€2,825,200+30.1%	-€4,042,423-33.4%	-€3,031,217
	€733,222-12.6%	€839,033+0.8%	€832,245-26.1%	€1,126,607
	€138,557+889.5%	€14,003+253.6%	€3,960+279.5%	€1,044
Profitability
	-38.1%-21.4%	-31.3%+35.2%	-48.4%+53.2%	-103.3%
	-368.7%-40.8%	-261.8%+42.9%	-458.6%-12.7%	-406.8%
	64.9%-16.5%	77.7%-17.6%	94.4%-37.5%	151.2%
	1.0%-11.3%	1.1%+0.3%	1.1%-26.7%	1.6%
	0.4%-10.3%	0.5%-1%	0.5%-32.5%	0.7%
Solvency
	€164,304,750-2.5%	€168,581,348+1.8%	€165,550,238+9.4%	€151,315,289
	€27,121+151.2%	€10,795-33%	€16,105+26.6%	€12,718
	€3,153,215-4%	€3,285,867+6.8%	€3,075,554+35.1%	€2,275,941
	€72,409,048-1.5%	€73,486,746+0.6%	€73,073,120+0.9%	€72,459,507
	44.1%+1.1%	43.6%-1.2%	44.1%-7.8%	47.9%
	€8,983,125-47.3%	€17,035,843+0.8%	€16,901,634+120.4%	€7,670,125
	0.12-46.5%	0.23+0.2%	0.23+118.5%	0.11
	€91,873,759-3.4%	€95,094,603+2.8%	€92,477,117+17.3%	€78,855,782
	1.27-1.9%	1.29+2.3%	1.27+16.3%	1.09
Liquidity
	€1,251,187>1000%	€86,474-96.4%	€2,391,799-32.7%	€3,554,056
	—	—	€0-100%	€65,574
	€109,142+19.2%	€91,601-19.4%	€113,644>1000%	€8,540
	€416,918-2.1%	€425,937+20.8%	€352,508-19.2%	€436,187
	€81,964,324+6.7%	€76,803,948+3%	€74,571,559+6.1%	€70,302,710
	1.34+4.2%	1.29+2.9%	1.25-4.4%	1.31
	€29,461,371+31.5%	€22,400,974+5.4%	€21,251,577-16.5%	€25,441,669
Efficiency
	35 days+13.9%	31 days-34.2%	47 days>1000%	4 days
Profit appropriation
	€695,550+0.1%	€694,723-0.2%	€696,168-17.3%	€841,790
	€2,709,066+1.4%	€2,671,395+5.7%	€2,527,084+5.7%	€2,391,007

Sources

NBB — Nationale Bank van België

	2025	2024	2023	2022
Income statement
	€1,129,379+4.7%	€1,079,194+22.4%	€881,555+18.3%	€745,201
	18.6+2.2%	18.2-4.2%	19+6.1%	17.9
	€60,719+2.4%	€59,296+27.8%	€46,398+11.4%	€41,631
	-€429,733-27%	-€338,316+20.7%	-€426,449+44.6%	-€770,094
	€1,969,316+8.6%	€1,812,813+0.1%	€1,810,992+12.8%	€1,604,874
	€26,000+791.3%	€2,917-76.9%	€12,606+605.7%	€1,786
	-€4,263,660-11.2%	-€3,835,402-32.9%	-€2,885,219+30.1%	-€4,129,331
	-€4,163,858-47.4%	-€2,825,200+30.1%	-€4,042,423-33.4%	-€3,031,217
	€733,222-12.6%	€839,033+0.8%	€832,245-26.1%	€1,126,607
	€138,557+889.5%	€14,003+253.6%	€3,960+279.5%	€1,044
Profitability
	-38.1%-21.4%	-31.3%+35.2%	-48.4%+53.2%	-103.3%
	-368.7%-40.8%	-261.8%+42.9%	-458.6%-12.7%	-406.8%
	64.9%-16.5%	77.7%-17.6%	94.4%-37.5%	151.2%
	1.0%-11.3%	1.1%+0.3%	1.1%-26.7%	1.6%
	0.4%-10.3%	0.5%-1%	0.5%-32.5%	0.7%
Solvency
	€164,304,750-2.5%	€168,581,348+1.8%	€165,550,238+9.4%	€151,315,289
	€27,121+151.2%	€10,795-33%	€16,105+26.6%	€12,718
	€3,153,215-4%	€3,285,867+6.8%	€3,075,554+35.1%	€2,275,941
	€72,409,048-1.5%	€73,486,746+0.6%	€73,073,120+0.9%	€72,459,507
	44.1%+1.1%	43.6%-1.2%	44.1%-7.8%	47.9%
	€8,983,125-47.3%	€17,035,843+0.8%	€16,901,634+120.4%	€7,670,125
	0.12-46.5%	0.23+0.2%	0.23+118.5%	0.11
	€91,873,759-3.4%	€95,094,603+2.8%	€92,477,117+17.3%	€78,855,782
	1.27-1.9%	1.29+2.3%	1.27+16.3%	1.09
Liquidity
	€1,251,187>1000%	€86,474-96.4%	€2,391,799-32.7%	€3,554,056
	—	—	€0-100%	€65,574
	€109,142+19.2%	€91,601-19.4%	€113,644>1000%	€8,540
	€416,918-2.1%	€425,937+20.8%	€352,508-19.2%	€436,187
	€81,964,324+6.7%	€76,803,948+3%	€74,571,559+6.1%	€70,302,710
	1.34+4.2%	1.29+2.9%	1.25-4.4%	1.31
	€29,461,371+31.5%	€22,400,974+5.4%	€21,251,577-16.5%	€25,441,669
Efficiency
	35 days+13.9%	31 days-34.2%	47 days>1000%	4 days
Profit appropriation
	€695,550+0.1%	€694,723-0.2%	€696,168-17.3%	€841,790
	€2,709,066+1.4%	€2,671,395+5.7%	€2,527,084+5.7%	€2,391,007

2025

2024

2023

2022

Income statement

€1,129,379+4.7%

€1,079,194+22.4%

€881,555+18.3%

€745,201

18.6+2.2%

18.2-4.2%

19+6.1%

17.9

€60,719+2.4%

€59,296+27.8%

€46,398+11.4%

€41,631

-€429,733-27%

-€338,316+20.7%

-€426,449+44.6%

-€770,094

€1,969,316+8.6%

€1,812,813+0.1%

€1,810,992+12.8%

€1,604,874

€26,000+791.3%

€2,917-76.9%

€12,606+605.7%

€1,786

-€4,263,660-11.2%

-€3,835,402-32.9%

-€2,885,219+30.1%

-€4,129,331

-€4,163,858-47.4%

-€2,825,200+30.1%

-€4,042,423-33.4%

-€3,031,217

€733,222-12.6%

€839,033+0.8%

€832,245-26.1%

€1,126,607

€138,557+889.5%

€14,003+253.6%

€3,960+279.5%

€1,044

Profitability

-38.1%-21.4%

-31.3%+35.2%

-48.4%+53.2%

-103.3%

-368.7%-40.8%

-261.8%+42.9%

-458.6%-12.7%

-406.8%

64.9%-16.5%

77.7%-17.6%

94.4%-37.5%

151.2%

1.0%-11.3%

1.1%+0.3%

1.1%-26.7%

1.6%

0.4%-10.3%

0.5%-1%

0.5%-32.5%

0.7%

Solvency

€164,304,750-2.5%

€168,581,348+1.8%

€165,550,238+9.4%

€151,315,289

€27,121+151.2%

€10,795-33%

€16,105+26.6%

€12,718

€3,153,215-4%

€3,285,867+6.8%

€3,075,554+35.1%

€2,275,941

€72,409,048-1.5%

€73,486,746+0.6%

€73,073,120+0.9%

€72,459,507

44.1%+1.1%

43.6%-1.2%

44.1%-7.8%

47.9%

€8,983,125-47.3%

€17,035,843+0.8%

€16,901,634+120.4%

€7,670,125

0.12-46.5%

0.23+0.2%

0.23+118.5%

0.11

€91,873,759-3.4%

€95,094,603+2.8%

€92,477,117+17.3%

€78,855,782

1.27-1.9%

1.29+2.3%

1.27+16.3%

1.09

Liquidity

€1,251,187>1000%

€86,474-96.4%

€2,391,799-32.7%

€3,554,056

—

€0-100%

€65,574

€109,142+19.2%

€91,601-19.4%

€113,644>1000%

€8,540

€416,918-2.1%

€425,937+20.8%

€352,508-19.2%

€436,187

€81,964,324+6.7%

€76,803,948+3%

€74,571,559+6.1%

€70,302,710

1.34+4.2%

1.29+2.9%

1.25-4.4%

1.31

€29,461,371+31.5%

€22,400,974+5.4%

€21,251,577-16.5%

€25,441,669

Efficiency

35 days+13.9%

31 days-34.2%

47 days>1000%

4 days

Profit appropriation

€695,550+0.1%

€694,723-0.2%

€696,168-17.3%

€841,790

€2,709,066+1.4%

€2,671,395+5.7%

€2,527,084+5.7%

€2,391,007

ALTERFIN

About

Certifications & highlights

Activities

Financials

Frequently asked questions

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Financial statements

All locations

Financial statements