When was SOCIETE WALLONNE DU CREDIT SOCIAL founded?

SOCIETE WALLONNE DU CREDIT SOCIAL was founded on 10 Jan 2001, making it 25 years old.

Is SOCIETE WALLONNE DU CREDIT SOCIAL still active?

Yes, SOCIETE WALLONNE DU CREDIT SOCIAL is currently active.

What does SOCIETE WALLONNE DU CREDIT SOCIAL do?

SOCIETE WALLONNE DU CREDIT SOCIAL's registered main activities are Granting of mortgage loans and Other monetary intermediation. It is also registered for 1 additional activity.

Where is SOCIETE WALLONNE DU CREDIT SOCIAL registered?

SOCIETE WALLONNE DU CREDIT SOCIAL's registered address is Rue de l'Ecluse 4, 6000 Charleroi, Belgium.

How many employees does SOCIETE WALLONNE DU CREDIT SOCIAL have?

Based on its most recently filed annual accounts (fiscal year ending 31 Dec 2025), SOCIETE WALLONNE DU CREDIT SOCIAL reported 135.3 full-time equivalent employees.

What is SOCIETE WALLONNE DU CREDIT SOCIAL's annual turnover?

SOCIETE WALLONNE DU CREDIT SOCIAL's most recently filed annual turnover (fiscal year ending 31 Dec 2025) was €78,312,620.

Did SOCIETE WALLONNE DU CREDIT SOCIAL make a profit or a loss?

SOCIETE WALLONNE DU CREDIT SOCIAL's most recently filed annual accounts (fiscal year ending 31 Dec 2025) reported a profit of €6,545,877.

When did SOCIETE WALLONNE DU CREDIT SOCIAL last file annual accounts?

SOCIETE WALLONNE DU CREDIT SOCIAL's most recently filed annual accounts cover the fiscal year ending 31 Dec 2025.

Is SOCIETE WALLONNE DU CREDIT SOCIAL B Corp certified?

We have no B Corp certification on file for SOCIETE WALLONNE DU CREDIT SOCIAL.

Does SOCIETE WALLONNE DU CREDIT SOCIAL hold Fairtrade certification?

No, SOCIETE WALLONNE DU CREDIT SOCIAL does not currently hold Fairtrade certification.

SOCIETE WALLONNE DU CREDIT SOCIAL

BE 0473.771.754

Copied!

NV/SA

Status

Active

Founded

10 Jan 2001 · 25 yrs

Size

Large · 135.3 FTE

Abbreviation

S.W.C.S.

Main activity

Granting of mortgage loans

Activities

3 activities

Granting of mortgage loansOther monetary intermediationIntermediation service activities for real estate activities

Financials

Turnover2025

€78.3M-4.6%

Profit / Loss2025

€6.5M-52.6%

Equity2025

€227M+2.1%

2025	2024	2023	2022
€78,312,620-4.6%	€82,063,708+5.9%	€77,517,820+13.4%	€68,379,632
€6,545,877-52.6%	€13,804,896>1000%	€330,966-8.8%	€363,118
€227,075,102+2.1%	€222,492,992+37.7%	€161,637,602-2%	€165,001,148
€4,188,006,375+0.4%	€4,171,856,734+5.9%	€3,938,119,061+10.1%	€3,575,411,117
€180,974,684-6.9%	€194,355,430>1000%	€7,665,123-78%	€34,850,997
135.3-0.4%	135.8+2.2%	132.9+10.5%	120.3
€578,807-4.2%	€604,298+3.6%	€583,279+2.6%	€568,409

Frequently asked questions

01What is SOCIETE WALLONNE DU CREDIT SOCIAL's official registered name?

SOCIETE WALLONNE DU CREDIT SOCIAL.

02What is SOCIETE WALLONNE DU CREDIT SOCIAL's enterprise number (VAT number)?

BE 0473.771.754.

03What is SOCIETE WALLONNE DU CREDIT SOCIAL's legal form?

Naamloze vennootschap (NV) / Société anonyme (SA).

Sources

KBO — Kruispuntbank van Ondernemingen

NBB — Nationale Bank van België

Links

Belgian National Gazette — Publications

Check withholding obligation

Central Register of Director Disqualifications

Financial statements

	2025	2024	2023	2022
Income statement
	€78,312,620-4.6%	€82,063,708+5.9%	€77,517,820+13.4%	€68,379,632
	135.3-0.4%	135.8+2.2%	132.9+10.5%	120.3
	€578,807-4.2%	€604,298+3.6%	€583,279+2.6%	€568,409
	€11,500,710+4.5%	€11,007,389+5%	€10,481,702+14.8%	€9,131,217
	€4,973,092-56.8%	€11,520,148+413.4%	-€3,676,217+14.9%	-€4,320,207
	€5,973,541-49.2%	€11,753,484+355.6%	-€4,598,093+10.7%	-€5,149,994
	—	—	-€590,909-123.3%	€2,533,331
	€6,545,877-52.6%	€13,804,896>1000%	€330,966-8.8%	€363,118
	€475,519-42%	€820,173>1000%	€37,981-78.3%	€174,844
Profitability
	7.6%-46.7%	14.3%+341.5%	-5.9%+21.2%	-7.5%
	8.4%-50.3%	16.8%>1000%	0.4%-19.6%	0.5%
	2.9%-53.5%	6.2%>1000%	0.2%-7%	0.2%
	0.1%-52.8%	0.3%>1000%	0.0%-16.8%	0.0%
Solvency
	€4,415,131,006+0.4%	€4,397,502,612+7.2%	€4,103,064,786+9.6%	€3,743,914,835
	€14,364,904+69.5%	€8,476,484+25.8%	€6,738,362+33%	€5,064,852
	€60%	€60%	€60%	€6
	€227,075,102+2.1%	€222,492,992+37.7%	€161,637,602-2%	€165,001,148
	5.1%+1.7%	5.1%+28.4%	3.9%-10.6%	4.4%
	€3,528,501,618+5.4%	€3,349,421,991+2.5%	€3,268,212,512+12%	€2,916,934,224
	15.54+3.2%	15.05-25.5%	20.22+14.4%	17.68
	€4,188,006,375+0.4%	€4,171,856,734+5.9%	€3,938,119,061+10.1%	€3,575,411,117
	18.44-1.6%	18.75-23%	24.36+12.4%	21.67
	290.87-98.9%	26610.34+263.7%	-16259.25<-1000%	-640.23
Liquidity
	€180,974,684-6.9%	€194,355,430>1000%	€7,665,123-78%	€34,850,997
	—	€0-100%	€63,4800%	€63,480
	€227,809,130+2.4%	€222,513,340+2%	€218,197,542+8.4%	€201,354,813
	€799,938+15.8%	€690,750-18.2%	€845,006+94.2%	€435,214
	€407,801,372-28.4%	€569,443,600+37.1%	€415,477,430+0.8%	€412,333,492
	0.50+12.8%	0.44-29.6%	0.62+25.2%	0.50
	-€151,690,205+43.2%	-€266,838,574-9.3%	-€244,059,008+17.3%	-€295,238,179
Efficiency
	1062 days+7.3%	990 days-3.7%	1027 days-4.4%	1075 days
	3 days+22.9%	2 days-22.3%	3 days+62.2%	2 days
	—	0 days-100%	0 days-17.9%	0 days
	—	3315.65+111.3%	1568.91+722.3%	190.80
Profit appropriation
	€159,808,995+4.3%	€153,263,118+9.9%	€139,458,223+0.2%	€139,127,257

Sources

NBB — Nationale Bank van België

	2025	2024	2023	2022
Income statement
	€78,312,620-4.6%	€82,063,708+5.9%	€77,517,820+13.4%	€68,379,632
	135.3-0.4%	135.8+2.2%	132.9+10.5%	120.3
	€578,807-4.2%	€604,298+3.6%	€583,279+2.6%	€568,409
	€11,500,710+4.5%	€11,007,389+5%	€10,481,702+14.8%	€9,131,217
	€4,973,092-56.8%	€11,520,148+413.4%	-€3,676,217+14.9%	-€4,320,207
	€5,973,541-49.2%	€11,753,484+355.6%	-€4,598,093+10.7%	-€5,149,994
	—	—	-€590,909-123.3%	€2,533,331
	€6,545,877-52.6%	€13,804,896>1000%	€330,966-8.8%	€363,118
	€475,519-42%	€820,173>1000%	€37,981-78.3%	€174,844
Profitability
	7.6%-46.7%	14.3%+341.5%	-5.9%+21.2%	-7.5%
	8.4%-50.3%	16.8%>1000%	0.4%-19.6%	0.5%
	2.9%-53.5%	6.2%>1000%	0.2%-7%	0.2%
	0.1%-52.8%	0.3%>1000%	0.0%-16.8%	0.0%
Solvency
	€4,415,131,006+0.4%	€4,397,502,612+7.2%	€4,103,064,786+9.6%	€3,743,914,835
	€14,364,904+69.5%	€8,476,484+25.8%	€6,738,362+33%	€5,064,852
	€60%	€60%	€60%	€6
	€227,075,102+2.1%	€222,492,992+37.7%	€161,637,602-2%	€165,001,148
	5.1%+1.7%	5.1%+28.4%	3.9%-10.6%	4.4%
	€3,528,501,618+5.4%	€3,349,421,991+2.5%	€3,268,212,512+12%	€2,916,934,224
	15.54+3.2%	15.05-25.5%	20.22+14.4%	17.68
	€4,188,006,375+0.4%	€4,171,856,734+5.9%	€3,938,119,061+10.1%	€3,575,411,117
	18.44-1.6%	18.75-23%	24.36+12.4%	21.67
	290.87-98.9%	26610.34+263.7%	-16259.25<-1000%	-640.23
Liquidity
	€180,974,684-6.9%	€194,355,430>1000%	€7,665,123-78%	€34,850,997
	—	€0-100%	€63,4800%	€63,480
	€227,809,130+2.4%	€222,513,340+2%	€218,197,542+8.4%	€201,354,813
	€799,938+15.8%	€690,750-18.2%	€845,006+94.2%	€435,214
	€407,801,372-28.4%	€569,443,600+37.1%	€415,477,430+0.8%	€412,333,492
	0.50+12.8%	0.44-29.6%	0.62+25.2%	0.50
	-€151,690,205+43.2%	-€266,838,574-9.3%	-€244,059,008+17.3%	-€295,238,179
Efficiency
	1062 days+7.3%	990 days-3.7%	1027 days-4.4%	1075 days
	3 days+22.9%	2 days-22.3%	3 days+62.2%	2 days
	—	0 days-100%	0 days-17.9%	0 days
	—	3315.65+111.3%	1568.91+722.3%	190.80
Profit appropriation
	€159,808,995+4.3%	€153,263,118+9.9%	€139,458,223+0.2%	€139,127,257

2025

2024

2023

2022

Income statement

€78,312,620-4.6%

€82,063,708+5.9%

€77,517,820+13.4%

€68,379,632

135.3-0.4%

135.8+2.2%

132.9+10.5%

120.3

€578,807-4.2%

€604,298+3.6%

€583,279+2.6%

€568,409

€11,500,710+4.5%

€11,007,389+5%

€10,481,702+14.8%

€9,131,217

€4,973,092-56.8%

€11,520,148+413.4%

-€3,676,217+14.9%

-€4,320,207

€5,973,541-49.2%

€11,753,484+355.6%

-€4,598,093+10.7%

-€5,149,994

—

-€590,909-123.3%

€2,533,331

€6,545,877-52.6%

€13,804,896>1000%

€330,966-8.8%

€363,118

€475,519-42%

€820,173>1000%

€37,981-78.3%

€174,844

Profitability

7.6%-46.7%

14.3%+341.5%

-5.9%+21.2%

-7.5%

8.4%-50.3%

16.8%>1000%

0.4%-19.6%

0.5%

2.9%-53.5%

6.2%>1000%

0.2%-7%

0.2%

0.1%-52.8%

0.3%>1000%

0.0%-16.8%

0.0%

Solvency

€4,415,131,006+0.4%

€4,397,502,612+7.2%

€4,103,064,786+9.6%

€3,743,914,835

€14,364,904+69.5%

€8,476,484+25.8%

€6,738,362+33%

€5,064,852

€60%

€6

€227,075,102+2.1%

€222,492,992+37.7%

€161,637,602-2%

€165,001,148

5.1%+1.7%

5.1%+28.4%

3.9%-10.6%

4.4%

€3,528,501,618+5.4%

€3,349,421,991+2.5%

€3,268,212,512+12%

€2,916,934,224

15.54+3.2%

15.05-25.5%

20.22+14.4%

17.68

€4,188,006,375+0.4%

€4,171,856,734+5.9%

€3,938,119,061+10.1%

€3,575,411,117

18.44-1.6%

18.75-23%

24.36+12.4%

21.67

290.87-98.9%

26610.34+263.7%

-16259.25<-1000%

-640.23

Liquidity

€180,974,684-6.9%

€194,355,430>1000%

€7,665,123-78%

€34,850,997

—

€0-100%

€63,4800%

€63,480

€227,809,130+2.4%

€222,513,340+2%

€218,197,542+8.4%

€201,354,813

€799,938+15.8%

€690,750-18.2%

€845,006+94.2%

€435,214

€407,801,372-28.4%

€569,443,600+37.1%

€415,477,430+0.8%

€412,333,492

0.50+12.8%

0.44-29.6%

0.62+25.2%

0.50

-€151,690,205+43.2%

-€266,838,574-9.3%

-€244,059,008+17.3%

-€295,238,179

Efficiency

1062 days+7.3%

990 days-3.7%

1027 days-4.4%

1075 days

3 days+22.9%

2 days-22.3%

3 days+62.2%

2 days

—

0 days-100%

0 days-17.9%

0 days

—

3315.65+111.3%

1568.91+722.3%

190.80

Profit appropriation

€159,808,995+4.3%

€153,263,118+9.9%

€139,458,223+0.2%

€139,127,257

SOCIETE WALLONNE DU CREDIT SOCIAL

Activities

Financials

Frequently asked questions

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Financial statements

All locations

Financial statements