When was Buy Way Personal Finance founded?

Buy Way Personal Finance was founded on 19 Nov 1960, making it 65 years old.

Is Buy Way Personal Finance still active?

Yes, Buy Way Personal Finance is currently active.

Where is Buy Way Personal Finance registered?

Buy Way Personal Finance's registered address is Boulevard Baudouin 29 box 2, 1000 Bruxelles, Belgium.

How many employees does Buy Way Personal Finance have?

Based on its most recently filed annual accounts (fiscal year ending 31 Dec 2025), Buy Way Personal Finance reported 144.7 full-time equivalent employees.

What is Buy Way Personal Finance's annual turnover?

Buy Way Personal Finance's most recently filed annual turnover (fiscal year ending 31 Dec 2025) was €11,686,626.

Did Buy Way Personal Finance make a profit or a loss?

Buy Way Personal Finance's most recently filed annual accounts (fiscal year ending 31 Dec 2025) reported a loss of €7,581,957.

When did Buy Way Personal Finance last file annual accounts?

Buy Way Personal Finance's most recently filed annual accounts cover the fiscal year ending 31 Dec 2025.

Is Buy Way Personal Finance B Corp certified?

We have no B Corp certification on file for Buy Way Personal Finance.

Does Buy Way Personal Finance hold Fairtrade certification?

No, Buy Way Personal Finance does not currently hold Fairtrade certification.

Buy Way Personal Finance

Q: What does Buy Way Personal Finance do?

Buy Way Personal Finance's registered main activities are Granting of consumer credits, Other activities auxiliary to financial services n.e.c., except insurance and pension funding, Granting of mortgage loans, Creation and operation of electronic money circulation systems, Fund deposits and consignments, Activities of insurance agents and brokers, and Activities of collection agencies and credit bureaus. It is also registered for 1 additional activity.

BE 0400.282.277

Copied!

NV/SA

Status

Active

Founded

19 Nov 1960

Size

Medium · 144.7 FTE

Age

65 yrs

Main activity

Granting of consumer credits

Activities

8 activities

Granting of consumer creditsOther activities auxiliary to financial services n.e.c., except insurance and pension fundingGranting of mortgage loansCreation and operation of electronic money circulation systemsFund deposits and consignmentsActivities of insurance agents and brokersActivities of collection agencies and credit bureausNon-specialised retail sale of predominately food, beverages or tobacco

Financials

Turnover2025

€11.7M+7.9%

Profit / Loss2025

−€7.6M-155.8%

Equity2025

€12M-38.8%

2025	2024	2023	2022
€11,686,626+7.9%	€10,835,040+7.8%	€10,052,414+13.9%	€8,824,641
-€7,581,957-155.8%	€13,591,714+463.1%	-€3,742,889+84.9%	-€24,756,952
€11,950,131-38.8%	€19,532,088+36.2%	€14,340,374-20.7%	€18,083,263
€62,597,596-1.7%	€63,684,044-23.2%	€82,978,924-2.3%	€84,924,701
€7,223,028-73.3%	€27,008,396-9.8%	€29,936,272-0.2%	€30,011,612
144.7+2.6%	141-3.4%	145.9-8.6%	159.7
€80,765+5.1%	€76,844+11.5%	€68,899+24.7%	€55,258

Frequently asked questions

01What is Buy Way Personal Finance's official registered name?

Buy Way Personal Finance.

02What is Buy Way Personal Finance's enterprise number (VAT number)?

BE 0400.282.277.

03What is Buy Way Personal Finance's legal form?

Naamloze vennootschap (NV) / Société anonyme (SA).

Sources

KBO — Kruispuntbank van Ondernemingen

NBB — Nationale Bank van België

Links

Belgian National Gazette — Publications

Check withholding obligation

Central Register of Director Disqualifications

Financial statements

	2025	2024	2023	2022
Income statement
	€11,686,626+7.9%	€10,835,040+7.8%	€10,052,414+13.9%	€8,824,641
	144.7+2.6%	141-3.4%	145.9-8.6%	159.7
	€80,765+5.1%	€76,844+11.5%	€68,899+24.7%	€55,258
	€11,891,900+5%	€11,329,214+7.7%	€10,519,757-6.7%	€11,280,394
	-€30,280,665-1%	-€29,980,785-10.7%	-€27,080,658+4.3%	-€28,308,059
	-€28,558,137-5.7%	-€27,008,726-12.7%	-€23,960,021+5.9%	-€25,467,397
	-€7,581,957-155.8%	€13,591,714+463.1%	-€3,742,889+84.9%	-€24,756,952
	€1,784,782+28.1%	€1,393,572>1000%	€24,671-80.5%	€126,851
Profitability
	-244.4%+2%	-249.3%-4.6%	-238.4%+17.4%	-288.6%
	-64.9%-151.7%	125.4%+436.9%	-37.2%+86.7%	-280.5%
	-63.4%-191.2%	69.6%+366.6%	-26.1%+80.9%	-136.9%
	-10.2%-162.3%	16.3%+524.7%	-3.8%+84%	-24.0%
Solvency
	€74,547,727-10.4%	€83,216,132-14.5%	€97,319,298-5.5%	€103,007,964
	—	—	€645-87.4%	€5,134
	€27,152,492-9.3%	€29,937,708+6.8%	€28,042,640-6.2%	€29,909,850
	€11,950,131-38.8%	€19,532,088+36.2%	€14,340,374-20.7%	€18,083,263
	16.0%-31.7%	23.5%+59.3%	14.7%-16.1%	17.6%
	€17,166,060+1.7%	€16,879,500	—	€24,230,000
	1.44+66.2%	0.86	—	1.34
	€62,597,596-1.7%	€63,684,044-23.2%	€82,978,924-2.3%	€84,924,701
	5.24+60.7%	3.26-43.6%	5.79+23.2%	4.70
	-15.91+17.5%	-19.29-189.5%	-6.66+60.6%	-16.90
Liquidity
	€7,223,028-73.3%	€27,008,396-9.8%	€29,936,272-0.2%	€30,011,612
	€23,118,482+318.9%	€5,518,575+27.5%	€4,327,354+44.5%	€2,995,589
	€1,965,826-25.7%	€2,647,337+30.4%	€2,029,757-2.6%	€2,083,124
	€42,397,328-2.5%	€43,470,729-32.4%	€64,271,843+78.5%	€36,016,712
	0.63+161.2%	0.24-25.1%	0.32-32.3%	0.47
	-€9,715,845-13.5%	-€8,558,691+67.6%	-€26,447,712<-1000%	-€1,955,631
Efficiency
	722 days+288.4%	186 days+18.3%	157 days+26.8%	124 days
Profit appropriation
	€1,325,3770%	€1,325,377-36.5%	€2,089,0130%	€2,089,013
	-€2,660,151-154%	€4,921,806+156.8%	-€8,669,908-76%	-€4,927,019

Sources

NBB — Nationale Bank van België

	2025	2024	2023	2022
Income statement
	€11,686,626+7.9%	€10,835,040+7.8%	€10,052,414+13.9%	€8,824,641
	144.7+2.6%	141-3.4%	145.9-8.6%	159.7
	€80,765+5.1%	€76,844+11.5%	€68,899+24.7%	€55,258
	€11,891,900+5%	€11,329,214+7.7%	€10,519,757-6.7%	€11,280,394
	-€30,280,665-1%	-€29,980,785-10.7%	-€27,080,658+4.3%	-€28,308,059
	-€28,558,137-5.7%	-€27,008,726-12.7%	-€23,960,021+5.9%	-€25,467,397
	-€7,581,957-155.8%	€13,591,714+463.1%	-€3,742,889+84.9%	-€24,756,952
	€1,784,782+28.1%	€1,393,572>1000%	€24,671-80.5%	€126,851
Profitability
	-244.4%+2%	-249.3%-4.6%	-238.4%+17.4%	-288.6%
	-64.9%-151.7%	125.4%+436.9%	-37.2%+86.7%	-280.5%
	-63.4%-191.2%	69.6%+366.6%	-26.1%+80.9%	-136.9%
	-10.2%-162.3%	16.3%+524.7%	-3.8%+84%	-24.0%
Solvency
	€74,547,727-10.4%	€83,216,132-14.5%	€97,319,298-5.5%	€103,007,964
	—	—	€645-87.4%	€5,134
	€27,152,492-9.3%	€29,937,708+6.8%	€28,042,640-6.2%	€29,909,850
	€11,950,131-38.8%	€19,532,088+36.2%	€14,340,374-20.7%	€18,083,263
	16.0%-31.7%	23.5%+59.3%	14.7%-16.1%	17.6%
	€17,166,060+1.7%	€16,879,500	—	€24,230,000
	1.44+66.2%	0.86	—	1.34
	€62,597,596-1.7%	€63,684,044-23.2%	€82,978,924-2.3%	€84,924,701
	5.24+60.7%	3.26-43.6%	5.79+23.2%	4.70
	-15.91+17.5%	-19.29-189.5%	-6.66+60.6%	-16.90
Liquidity
	€7,223,028-73.3%	€27,008,396-9.8%	€29,936,272-0.2%	€30,011,612
	€23,118,482+318.9%	€5,518,575+27.5%	€4,327,354+44.5%	€2,995,589
	€1,965,826-25.7%	€2,647,337+30.4%	€2,029,757-2.6%	€2,083,124
	€42,397,328-2.5%	€43,470,729-32.4%	€64,271,843+78.5%	€36,016,712
	0.63+161.2%	0.24-25.1%	0.32-32.3%	0.47
	-€9,715,845-13.5%	-€8,558,691+67.6%	-€26,447,712<-1000%	-€1,955,631
Efficiency
	722 days+288.4%	186 days+18.3%	157 days+26.8%	124 days
Profit appropriation
	€1,325,3770%	€1,325,377-36.5%	€2,089,0130%	€2,089,013
	-€2,660,151-154%	€4,921,806+156.8%	-€8,669,908-76%	-€4,927,019

2025

2024

2023

2022

Income statement

€11,686,626+7.9%

€10,835,040+7.8%

€10,052,414+13.9%

€8,824,641

144.7+2.6%

141-3.4%

145.9-8.6%

159.7

€80,765+5.1%

€76,844+11.5%

€68,899+24.7%

€55,258

€11,891,900+5%

€11,329,214+7.7%

€10,519,757-6.7%

€11,280,394

-€30,280,665-1%

-€29,980,785-10.7%

-€27,080,658+4.3%

-€28,308,059

-€28,558,137-5.7%

-€27,008,726-12.7%

-€23,960,021+5.9%

-€25,467,397

-€7,581,957-155.8%

€13,591,714+463.1%

-€3,742,889+84.9%

-€24,756,952

€1,784,782+28.1%

€1,393,572>1000%

€24,671-80.5%

€126,851

Profitability

-244.4%+2%

-249.3%-4.6%

-238.4%+17.4%

-288.6%

-64.9%-151.7%

125.4%+436.9%

-37.2%+86.7%

-280.5%

-63.4%-191.2%

69.6%+366.6%

-26.1%+80.9%

-136.9%

-10.2%-162.3%

16.3%+524.7%

-3.8%+84%

-24.0%

Solvency

€74,547,727-10.4%

€83,216,132-14.5%

€97,319,298-5.5%

€103,007,964

—

€645-87.4%

€5,134

€27,152,492-9.3%

€29,937,708+6.8%

€28,042,640-6.2%

€29,909,850

€11,950,131-38.8%

€19,532,088+36.2%

€14,340,374-20.7%

€18,083,263

16.0%-31.7%

23.5%+59.3%

14.7%-16.1%

17.6%

€17,166,060+1.7%

€16,879,500

—

€24,230,000

1.44+66.2%

0.86

—

1.34

€62,597,596-1.7%

€63,684,044-23.2%

€82,978,924-2.3%

€84,924,701

5.24+60.7%

3.26-43.6%

5.79+23.2%

4.70

-15.91+17.5%

-19.29-189.5%

-6.66+60.6%

-16.90

Liquidity

€7,223,028-73.3%

€27,008,396-9.8%

€29,936,272-0.2%

€30,011,612

€23,118,482+318.9%

€5,518,575+27.5%

€4,327,354+44.5%

€2,995,589

€1,965,826-25.7%

€2,647,337+30.4%

€2,029,757-2.6%

€2,083,124

€42,397,328-2.5%

€43,470,729-32.4%

€64,271,843+78.5%

€36,016,712

0.63+161.2%

0.24-25.1%

0.32-32.3%

0.47

-€9,715,845-13.5%

-€8,558,691+67.6%

-€26,447,712<-1000%

-€1,955,631

Efficiency

722 days+288.4%

186 days+18.3%

157 days+26.8%

124 days

Profit appropriation

€1,325,3770%

€1,325,377-36.5%

€2,089,0130%

€2,089,013

-€2,660,151-154%

€4,921,806+156.8%

-€8,669,908-76%

-€4,927,019

Buy Way Personal Finance

Activities

Financials

Frequently asked questions

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Financial statements